Learning how to budget today will set you up for success tomorrow! Here are four free apps to help you manage your finances. Just download the apps on your smartphone, create your accounts, and start budgeting!

GoodBudget

GoodBudget is a simple but effective app that helps you stay on top of your finances. You can use it to log your income and sort your monthly expenses into “envelopes” to prevent you from overspending. When you’re ready to pay for your expenses, like rent or groceries, just pull from the envelopes!

Mint

Mint is great for keeping track of your monthly expenses, like subscriptions and more! Link your bank accounts to Mint, and it will send your phone push notifications to remind you to pay your bills a few days before they’re due to avoid late fees. Another great benefit of Mint is that it shows you your credit score! Check out our article on building credit to learn more.

Wally

If you’re a little skeptical about linking your bank information to an app, Wally might be for you. You can enter in your expenses for the month, and the app will send you push notifications when it’s time to pay them. You can also use different currencies on Wally, meaning this is a great choice for international students looking to budget!

PocketGuard

PocketGuard shows your finances in a simple pie chart view to show you where most of your money goes every month. It sets aside money to spend (or save!) after you pay your monthly expenses. You can also categorize your expenses by hashtags! For example, if you get a latte from Dutch Bros, you can enter the payment as #coffee in the app.

Check out the rest of our free money management resources to learn how to be a smart spender and saver! If you have any job or finance-related questions, text #Jobs to 33-55-77 to chat with one of our advisors. If you're using a mobile device, click here to have the text message set up for you!